Before a dispute is entered by the User to the bank or card provider, the User agrees to contact the Foreclosure Academy team at least (1) time to request a refund.
A request of "perform xyz task OR give a refund" does not count as a request, because an ultimatum is given; Provider will always work with the User to come to an amicable solution and solve Users' issues or concerns.
If for any reason a chargeback or dispute is entered by User and dispute results are found to be in favor of Provider, User accepts that a charge of up to $250, but no less than $100, maybe incurred to compensate for the fraudulent chargeback and/or dispute; allowing Provider to recover lost fees [which are subtracted even when the dispute is settled in Provider's favor] and for the loss of time support uses in reviewing a frivolous dispute.